Job Announcement: WaterCredit Officer

Deadline for Applications: May 20, 2016

 
About
Water.org
 
Water.org, a U.S.-based non-governmental organization working to
increase access to water, sanitation
and hygiene (WASH). Water.org has been in operation since 1990, implementing sustainable and scalable
water and sanitation
programs in conjunction with local partners
including financial
institutions, NGOs, and water/sanitation service providers.
 
Water.org has expanded its
WaterCredit initiative over the last several
years, which works by building
the capacity of carefully selected local
financial institutions to offer affordable
financing for water and sanitation facilities. WaterCredit programs
support financial institutions through a combination of financial assistance and technical
support. Since 2003, Water.org
has implemented WaterCredit programs with 48 partner financial
institutions, facilitating 380,000
water and sanitation loans totaling over $75 million.
 
Water.org
launched operations in Indonesia
in early 2014 and seeks to build relationships with a broad range of
financial institutions (microfinance institutions, commercial
banks, BPRs, cooperatives) and water/sanitation service providers. Water.org Indonesia
is currently developing
and testing a model to
further strengthen, finance,
and expand Community Based
Organizations/BPSPAMs/HIPPAMs (CBOs) established under the PAMSIMAS
and SANIMAS programs. Water.org seeks to provide
additional support to build CBO governance structures, technical and operational capacity and financial management skills to maintain and
scale their water and sanitation services
in rural
Indonesia. Water.org also seeks to further
inform financial institutions (FIs) about investment opportunities
in the rural water supply sector and support FIs to increase
loans to CBOs for financing management
systems and infrastructure expansion.

Position Description

Water.org seeks a
highly skilled and highly motivated
WaterCredit Officer to support the launch and implementation of the new program focused on rural
water/sanitation supply.
This position will be based in Jakarta with regular
travel throughout Indonesia. The WaterCredit Officer will report
to the CBO Program
Manager. She/he will coordinate
with sector stakeholders
including the World Bank Water
and Sanitation Program, PAMSIMAS, SANIMAS, and BAPPENAS.
 
The WaterCredit Officer will

manage CBO-focused programs
in partnership with Indonesia and U.S.-based
staff, including program
and financial management, partner
development, and program monitoring
and evaluation. Major responsibilities are for the CBO financing as primary focused and the CBO mapping and
CBO strengthening as the secondary focused. The task responsibilities include:
1)     
CBO Financing:

• Manage
  the lender participation on the CBO financing program. Review of new financial
  institutions or banks criteria for                       participation, credit review of proposed
  loans, manage all data and tracking system, generate all reports
• Present CBO investment opportunities to financial institutions/investors (FIs), deliver training and support to FIs to underwrite and disburse loans to CBOs, and facilitate
  CBO loan applications.

2)      CBO Mapping: Identify and assess CBOs and organize
information into database
that will be used to manage CBO strengthening and          financing efforts.
Identify strong CBOs with high potential to improve or expand piped water or
sanitation services.
3)      CBO Strengthening: Working in coordination with the Local Government on the BPSPAMs/CBO Water and Sanitation
Program, the CBO         Association and the Government of
Indonesia, strengthen
high potential CBOs to ensure that they have the basic operational
capacity to        improve water and sanitation services, access commercial financing
to expand, and sustain operations over the long-term.

Detailed Tasks:

•  Analysis of proposed loans, cash flow
  projections for duration of loan, underwriting materials and documentation.
• Present lender nomination proposal to decisional
  committee with Lender analysis spreadsheet for decisional Committee provides
  written  approval
• Prepare the draft agreement with the lender and send
  the final version to Lender for signature
•  Analyze CBO bankability and identify CBOs
  ready to access commercial capital for infrastructure and service expansion
• Present to FIs information about the CBO market, build FI understanding of CBO investment opportunities, provide guidance
  to FIs in underwriting loans to CBOs
• Support to CBOs to complete
  FI loan applications, secure financing and effectively invest in management systems and infrastructure
• Review the submitted materials and confirm all
  facility requirements have been met with the CBO creditworthy. Ensuring the
  loan terms are suitable to allow for repayment (cash flows are adequate.
• Review and define standardized CBO operating requirements used assess,
  improve, and monitor
  CBO capacity
• Develop and maintain database
  of CBOs
  in high priority regencies and operational
  capacities of those CBOs
• Develop CBO training materials
  and capacity building
  tools; Deliver trainings to CBOs in different
  aspects of business management and operations, including planning,
  budgeting, operations, accounting, financial
  management, billing
  and customer service, and construction and maintenance of water facilities
• Support CBOs to secure engineering,

  construction, and other
  services from private sector providers

• Monitor
  CBO
  progress against
  standard operating
  capacity requirements including infrastructure and service expansion
• Coordinate collaboration with World Bank Water and Sanitation Program,
  BAPPENAS, PAMSIMAS, SANIMAS, FIs, local
  governments, and other
  stakeholders.
• Organize
  and communicate information to track program performance,
  enhance CBO activities, and support the mission of Water.org
• Work closely with partners
  to ensure timely program
  implementation according to the budget
  and
  work plan. 

Professional Qualifications

• At least
  five years of relevant experience with banking and financial sector as credit officer, financial analyst
  and credit analyst.
• Deep understanding of the landscape
  of financial institution, water and sanitation provision in Indonesia
  and the challenges
  constraining rural access.
• Experience building the capacity of water/sanitation service providers including operations, management and communication with the community or CBO client
• Familiarity with the National
  Water and Sanitation programs under PAMSIMAS and SANIMAS
• Strong understanding of financial statements and experience with financing or strengthening improved financial management of water/sanitation service providers or
  small businesses
• Bachelor’s Degree in related field with demonstrated record of outstanding academic and career
  achievement
• Fluency in Bahasa Indonesia and English required
• Project management experience and entrepreneurial mindset
• Proven track record proactively
  identifying challenges
  and developing innovative solutions
• Demonstrated ability to deliver
  results working in a
  small team and playing a
  variety of roles
•  Willingness to travel
• Advanced Excel skills

 Salary/Benefits This is a one year
contract position
with strong potential for extension and competitive compensation commensurate
with experience.Application Information Interested candidates may send a copy of their CV and a
cover letter indicating their interest to: positions_indonesia@water.org (cc: rhidayad@water.org)

Note:only candidates who fit with the requirement are
endorsed to apply

Applications will be reviewed as they are received. Please do not
attempt to contact
Water.org about the status of your application. 
Water.org is an equal opportunity employer. We do not discriminate on the basis of
age, ethnicity, gender, nationality, religious
belief or sexual
orientation.