Terms of ReferenceEngagement:      Provide ToT support to
Microfin as it prepares to support water and sanitation financing programs at partnering
BMTs across IndonesiaBackgroundWater.org is a U.S.-based, non-governmental
organization working to increase access to water, sanitation and hygiene
(WASH). Through the Water Credit program, Water.org partners with financial
institutions, especially microfinance institutions (MFIs), to develop loan
products to finance construction of water, sanitation and hygiene (WASH)
facilities for low income households. 
Since 2003, Water.org has implemented WaterCredit programs with 52
partner financial institutions in 12 countries, facilitating over 757,000 WASH
loans totaling over US$156 million. Water.org has offices in five countries and
works in Latin America, Africa, South Asia and Southeast Asia. Water.org launched Water Credit in the Indonesia in
2014 and established partnerships with several microfinance institutions to
launch WASH microfinance and increase access to WASH in the Indonesia. One of its partners is Microfin, an association focused
on developing Islamic Micro Finance Institutions (LKMS) and empowering Small
and Medium Enterprises (SMEs).  Established
in 2004 in Jakarta, Microfin has worked with the Cooperative Department, Bank
Muamalat, Organization Revolving Fund (LPDB) and other institutions to assist
BMTs.  About
Water.org & Microfin WaterCredit ProgramMicrofin and Water.org are working to provide easy
access to water and sanitation for 10,000 households in Indonesia through a
WASH microfinancing program with BMTs.  In
this program, Microfin will work with 75 BMT in Banten, Jakarta, West Java,
Central Java, East Java and Yogyakarta. 
Each BMT will distribute micro-financing for water and sanitation to 135
members/ clients. The Program started in
December 2015 and now has identifies its first 20 BMT partners. During this program, each Microfin regional staff
member will assist 8-9 BMTs to develop and scale their water and sanitation
lending programs. Their responsibilities will include training BMT staff on market research,
conducting workshops on WASH financing products, training staff to deliver
health education and promote WASH loan products, and monitoring BMTs achievements. Each regional staff member will train a minimum of 2
staff representatives per BMT, so they will train 18 people each. Training sessions will
use andragogy method, as this method proved to be effective for short-term training
and adult participants.  The
training materials cover Wash concepts, Microfinance for WASH, WaterCredit
concepts, andragogy methods, and tips on public speaking. Water.org and
Microfin is therefore seeking a consultant that will deliver ToT training for Microfin’s
regional staff.  ObjectivesWater.org is seeking a local consultant (a firm or individual) to develop training materials, deliver ToT training to Microfin’s
staff to familiarize them with WASH concepts, WaterCredit model, and assist
them in delivery of this materials to BMTs.  In collaboration with Water.org and Microfin staff,
the consultant will: Microfin-focused         (1)  
Develop training
modules, covering WASH, WASH Islamic Microfinance, WaterCredit, and public
speaking topics        (2)  
Develop Training Guide for Microfin staff to
use        (3)  
Conduct ToT training session with Microfin
staff BMT-focused         (4)  
Develop training
materials that will be used by Microfin staff to train BMTs (may differ
slightly from #1 above)        (5)  
Assist in the
development of a WaterCredit Handbook for BMTs (based on existing materials
developed by Water.org)        (6)  
Monitor and
assist in 7 training sessions that Microfin regional staff will deliver to BMTs        (7)  
Collect feedback
from the BMT training sessions        (8)  
Present a
summary training report that summarizes feedback collected and provide some
recommendations for improvements   ToT Training will be held during third week of April 2016 with the following
participants:        1.     
Microfin Head
office : 4
people        2.     
Regional Office : 3
people        3.     
Regional Staff : 9 people  Timeline 

 DurationConsulting engagement will last for approximately 3
months, starting March 18 2016 – June 3, 2016. Consultant
QualificationsApplicants must have at a minimum the following
qualifications: §  Demonstrated experience and familiarity with the
development and delivery of training modules, preferably for microfinance organizations
§  Have experience in conducting WASH ToT
sessions for at least 3 years§  Have experience in the WASH sector
minimum of 5 years§  Education background at least
Bachelor degree§  Demonstrate familiarity with Islamic
Microfinance  BudgetA proposed budget shall be included with Consultant’s
proposal submission, and the final budget approved shall be fixed and not
subject to negotiation.  All taxes should
be included in the budget.  All amounts
shall be presented in USD.  A limited set
of expenses of travel expenses maybe reimbursed. The payment terms shall be 3 times. Submission of Proposals
Applicants should email their proposals and budget not
later than March 16, 2015 to Ade
Rachmawan, WaterCredit Officer, at arachmawan@water.org, Kiki
Amalia Tazkiyah, Water Credit Officer at ktazkiyah@water.org and Cc to positions_indonesia@water.org